Encore Capital (ECPG) reported $1.8B in revenue for fiscal 2025, +34.4% year on year. That ranks #1421 by revenue among 2853 SEC filers and #156 in Financials. Net income was $257M, a net margin of 14.5%. Revenue has grown 10.3% a year on average since 2011 ($449M then). The fiscal 2025 balance sheet shows $5.3B in total assets, $157M in cash and $4.0B in long-term debt.
Key figures
| Key figures | FY2025 | YoY | Source |
|---|---|---|---|
| RevenueRevenues | $1.8B | +34.4% | FY20252025-12-31 |
| Gross profit | Not reported | — | |
| Operating incomeOperatingIncomeLoss | $627M | +298.3% | FY20252025-12-31 |
| Net incomeNetIncomeLoss | $257M | +$396M | FY20252025-12-31 |
| Operating cash flowNetCashProvidedByUsedInOperatingActivities | $153M | −1.9% | FY20252025-12-31 |
| Capital expenditurePaymentsToAcquirePropertyPlantAndEquipment | $26.3M | −9.4% | FY20252025-12-31 |
| Total assetsAssets | $5.3B | +11.5% | FY20252025-12-31 |
| Shareholders' equityStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest | $977M | +27.3% | FY20252025-12-31 |
| CashCashAndCashEquivalentsAtCarryingValue | $157M | −21.6% | FY20252025-12-31 |
| Long-term debtLongTermDebtAndCapitalLeaseObligations | $4.0B | +8.7% | FY20252025-12-31 |
Revenue is total net sales for the fiscal year, taken from each company's own annual filing.
Reported since the last full year
Three-month figures this company has filed since FY2025. A quarter is not comparable with a full year, and these figures are used nowhere else on the site: not in any ranking, not in comparisons, not in the download.
| Quarter | Revenue | Net income | Source |
|---|---|---|---|
| Q1 20262026-03-31 | $475M | $86.2M | Open → |
| Q2 20262026-06-30 | $492M | $64.0M | Open → |
Only periods that end on a calendar quarter appear here. A company whose fiscal year ends in June files on a different calendar, so it has no row.
Where this sits in its sector
Each bar is the spread of the whole sector: the box covers the middle half of companies, the line inside it the median, and the triangle this company. The axis is clipped at the 5th and 95th percentile so a single outlier does not flatten it.
| Where this sits in its sector | FY2025 | Position in sector |
|---|---|---|
| Net marginRank 90 of 191 companies compared | 14.5% | |
| Operating marginRank 29 of 174 companies compared | 35.4% | |
| Cash as share of revenueRank 144 of 186 companies compared | 8.9% |
All four are ratios derived from two reported lines, not single filing items. Peer group: companies in the same sector with revenue of $1bn or more; loss-making companies are included.
Profile
- Legal name
- Encore Capital Group Inc
- Ticker
- ECPG
- Exchange
- Nasdaq
- SIC classification
- Short-Term Business Credit Institutions (6153)
- Fiscal year end
- 12-31
- CIK
- 0001084961
Filings
- 10-QAug 5, 2026Open filing →
- 10-QMay 6, 2026Open filing →
- 10-KFeb 25, 2026Open filing →
Similar in size, same sector
| Company | Revenue | Net income |
|---|---|---|
| Kinsale CapitalKNSL | $1.9B | $504M |
| Banc of CaliforniaBANC | $1.8B | $229M |
| Federated HermesFHI | $1.8B | $403M |
| Encore CapitalECPG | $1.8B | $257M |
| PJT PartnersPJT | $1.7B | $180M |
| Horace Mann EducatorsHMN | $1.7B | $162M |
| M&T BankMTB | $1.7B | $2.9B |
Cite this page
Ready-made references for the figures on this page, as published on September 25, 2026.
Wikipedia
{{cite web |title=Encore Capital — Key figures |url=https://companiesranked.com/en/company/encore-capital |website=CompaniesRanked |date=2026-09-25 |language=en}}APA 7
CompaniesRanked. (September 25, 2026). Encore Capital — Key figures. CompaniesRanked. https://companiesranked.com/en/company/encore-capitalBibTeX
@misc{companiesranked-en-company-encore-capital-2026,
author = {{CompaniesRanked}},
title = {{Encore Capital — Key figures}},
year = {2026},
howpublished = {\url{https://companiesranked.com/en/company/encore-capital}},
note = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
urldate = {2026-09-25}
}The filing itself
The numbers above are read from this document: 10-K · 0001084961-26-000009 · February 25, 2026
{{cite web |title=Encore Capital — Key figures — 10-K (0001084961-26-000009) |url=https://www.sec.gov/Archives/edgar/data/1084961/000108496126000009/ecpg-20251231.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-02-25}}The figures are rebuilt with every data refresh, so the reference carries the publication date. Add your own access date if your style requires one.