United Community Banks (UCB) reported $1.1B in revenue for fiscal 2025, +11.7% year on year. That ranks #1736 by revenue among 2853 SEC filers and #189 in Financials. Net income was $328M, a net margin of 30.9%. Revenue has grown 28.8% a year on average since 2011 ($30.9M then). The fiscal 2025 balance sheet shows $28.0B in total assets, $396M in cash and $120M in long-term debt.
Key figures
| Key figures | FY2025 | YoY | Source |
|---|---|---|---|
| RevenueRevenues | $1.1B | +11.7% | FY20252025-12-31 |
| Gross profit | Not reported | — | |
| Operating incomeIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | $422M | +30.8% | FY20252025-12-31 |
| Net incomeNetIncomeLoss | $328M | +30.0% | FY20252025-12-31 |
| Operating cash flowNetCashProvidedByUsedInOperatingActivities | $384M | +9.8% | FY20252025-12-31 |
| Capital expenditurePaymentsToAcquirePropertyPlantAndEquipment | $27.6M | −41.4% | FY20252025-12-31 |
| Total assetsAssets | $28.0B | +1.0% | FY20252025-12-31 |
| Shareholders' equityStockholdersEquity | $3.6B | +6.0% | FY20252025-12-31 |
| CashCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | $396M | −23.9% | FY20252025-12-31 |
| Long-term debtLongTermDebt | $120M | −52.6% | FY20252025-12-31 |
Revenue is total net sales for the fiscal year, taken from each company's own annual filing.
Reported since the last full year
Three-month figures this company has filed since FY2025. A quarter is not comparable with a full year, and these figures are used nowhere else on the site: not in any ranking, not in comparisons, not in the download.
| Quarter | Revenue | Net income | Source |
|---|---|---|---|
| Q1 20262026-03-31 | $277M | $84.3M | Open → |
| Q2 20262026-06-30 | $279M | $116M | Open → |
Only periods that end on a calendar quarter appear here. A company whose fiscal year ends in June files on a different calendar, so it has no row.
Where this sits in its sector
Each bar is the spread of the whole sector: the box covers the middle half of companies, the line inside it the median, and the triangle this company. The axis is clipped at the 5th and 95th percentile so a single outlier does not flatten it.
| Where this sits in its sector | FY2025 | Position in sector |
|---|---|---|
| Net marginRank 22 of 191 companies compared | 30.9% | |
| Operating marginRank 21 of 174 companies compared | 39.7% | |
| Cash as share of revenueRank 70 of 186 companies compared | 37.2% |
All four are ratios derived from two reported lines, not single filing items. Peer group: companies in the same sector with revenue of $1bn or more; loss-making companies are included.
Profile
- Legal name
- United Community Banks Inc
- Ticker
- UCB
- Exchange
- NYSE
- SIC classification
- State Commercial Banks (6022)
- Fiscal year end
- 12-31
- CIK
- 0000857855
Filings
- 10-QAug 5, 2026Open filing →
- 10-QMay 6, 2026Open filing →
- 10-KFeb 17, 2026Open filing →
Similar in size, same sector
| Company | Revenue | Net income |
|---|---|---|
| Assured GuarantyAGO | $1.1B | $503M |
| X FinancialXYF | $1.1B | $209M |
| Onity GroupONIT | $1.1B | $190M |
| United Community BanksUCB | $1.1B | $328M |
| Upstart HoldingsUPST | $1.0B | $53.6M |
| Royal GoldRGLD | $1.0B | $466M |
| HappenHAPN | $999M | $136M |
Cite this page
Ready-made references for the figures on this page, as published on September 25, 2026.
Wikipedia
{{cite web |title=United Community Banks — Key figures |url=https://companiesranked.com/en/company/united-community-banks |website=CompaniesRanked |date=2026-09-25 |language=en}}APA 7
CompaniesRanked. (September 25, 2026). United Community Banks — Key figures. CompaniesRanked. https://companiesranked.com/en/company/united-community-banksBibTeX
@misc{companiesranked-en-company-united-community-banks-2026,
author = {{CompaniesRanked}},
title = {{United Community Banks — Key figures}},
year = {2026},
howpublished = {\url{https://companiesranked.com/en/company/united-community-banks}},
note = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
urldate = {2026-09-25}
}The filing itself
The numbers above are read from this document: 10-K · 0000857855-26-000008 · February 17, 2026
{{cite web |title=United Community Banks — Key figures — 10-K (0000857855-26-000008) |url=https://www.sec.gov/Archives/edgar/data/857855/000085785526000008/ucbi-20251231.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-02-17}}The figures are rebuilt with every data refresh, so the reference carries the publication date. Add your own access date if your style requires one.