Total liabilities · 2018–2025

X Financial total liabilities

$977M+46.5% · FY2025

X Financial (XYF) reported $977M in total liabilities for fiscal 2025, +46.5% year on year.

$163M2018$562M2019$678M2020$528M2021$592M2022$817M2023$667M2024$977M2025
X Financial — Total liabilities, 2018–2025
Fiscal yearTotal liabilitiesChangeFiling
FY20252025-12-31$977M+46.5%Open →
FY20242024-12-31$667M−18.4%Open →
FY20232023-12-31$817M+38.0%Open →
FY20222022-12-31$592M+12.1%Open →
FY20212021-12-31$528M−22.1%Open →
FY20202020-12-31$678M+20.6%Open →
FY20192019-12-31$562M+245.4%Open →
FY20182018-12-31$163M—Open →

Total liabilities — Total liabilities is everything the company owes at the balance-sheet date — debt, payables, deferred revenue and provisions together. Where a filer does not tag it, we calculate it as total assets minus total equity and label the figure as calculated.

Every row links to its own SEC filing · Fiscal year 2025 · Data as of September 25, 2026 · 2018–2025 compound annual growth +29.2%

Total liabilities at companies of similar size

Cite this page

Ready-made references for the figures on this page, as published on September 25, 2026.

Wikipedia

{{cite web |title=X Financial total liabilities |url=https://companiesranked.com/en/company/x-financial/total-liabilities |website=CompaniesRanked |date=2026-09-25 |language=en}}

APA 7

CompaniesRanked. (September 25, 2026). X Financial total liabilities. CompaniesRanked. https://companiesranked.com/en/company/x-financial/total-liabilities

BibTeX

@misc{companiesranked-en-company-x-financial-total-liabilities-2026,
  author       = {{CompaniesRanked}},
  title        = {{X Financial total liabilities}},
  year         = {2026},
  howpublished = {\url{https://companiesranked.com/en/company/x-financial/total-liabilities}},
  note         = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
  urldate      = {2026-09-25}
}

The filing itself

The numbers above are read from this document: 20-F · 0001104659-26-052016 · April 30, 2026

{{cite web |title=X Financial total liabilities — 20-F (0001104659-26-052016) |url=https://www.sec.gov/Archives/edgar/data/1725033/000110465926052016/xyf-20251231x20f.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-04-30}}

The figures are rebuilt with every data refresh, so the reference carries the publication date. Add your own access date if your style requires one.

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