NBT Bancorp (NBTB) reported $183M in revenue for fiscal 2025, +10.4% year on year. Net income was $169M, a net margin of 92.5%. Revenue has grown 5.7% a year on average since 2016 ($111M then). The fiscal 2025 balance sheet shows $16.0B in total assets, $487M in cash and $73.7M in long-term debt.
Operating income is at least as large as revenue as reported — arithmetically impossible, so the revenue line does not carry the company's total revenue (common for banks, where the XBRL revenue tag holds only fee and commission income). Both figures are shown as filed, but the company is left out of the revenue, gross-profit and margin rankings, because every one of them would be computed from the wrong denominator.
Key figures
| Key figures | FY2025 | YoY | Source |
|---|---|---|---|
| RevenueRevenueFromContractWithCustomerExcludingAssessedTax | $183M | +10.4% | FY20252025-12-31 |
| Gross profit | Not reported | — | |
| Operating incomeIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | $219M | +22.3% | FY20252025-12-31 |
| Net incomeNetIncomeLoss | $169M | +20.3% | FY20252025-12-31 |
| Operating cash flowNetCashProvidedByUsedInOperatingActivities | $235M | +24.7% | FY20252025-12-31 |
| Capital expenditurePaymentsToAcquireProductiveAssets | $16.3M | +38.8% | FY20252025-12-31 |
| Total assetsAssets | $16.0B | +16.0% | FY20252025-12-31 |
| Shareholders' equityStockholdersEquity | $1.9B | +24.2% | FY20252025-12-31 |
| CashCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | $487M | +71.5% | FY20252025-12-31 |
| Long-term debtLongTermDebt | $73.7M | −17.0% | FY20182018-12-31 |
Revenue is total net sales for the fiscal year, taken from each company's own annual filing.
Profile
- Legal name
- NBT Bancorp Inc
- Ticker
- NBTB
- Exchange
- Nasdaq
- SIC classification
- National Commercial Banks (6021)
- Fiscal year end
- 12-31
- CIK
- 0000790359
Filings
- 10-QAug 7, 2026Open filing →
- 10-QMay 8, 2026Open filing →
- 10-KFeb 27, 2026Open filing →
Similar in size, same sector
| Company | Revenue | Net income |
|---|---|---|
| Binah CapitalBCG | $187M | $2.3M |
| Uranium RoyaltyUROY | $187M | $40.2M |
| American BitcoinABTC | $185M | −$153M |
| NBT BancorpNBTB | $183M | $169M |
| Gemini Space StationGEMI | $180M | −$583M |
| Columbia Banking SystemCOLB | $177M | $550M |
| TerawulfWULF | $168M | −$661M |
Cite this page
Ready-made references for the figures on this page, as published on September 25, 2026.
Wikipedia
{{cite web |title=NBT Bancorp — Key figures |url=https://companiesranked.com/en/company/nbt-bancorp |website=CompaniesRanked |date=2026-09-25 |language=en}}APA 7
CompaniesRanked. (September 25, 2026). NBT Bancorp — Key figures. CompaniesRanked. https://companiesranked.com/en/company/nbt-bancorpBibTeX
@misc{companiesranked-en-company-nbt-bancorp-2026,
author = {{CompaniesRanked}},
title = {{NBT Bancorp — Key figures}},
year = {2026},
howpublished = {\url{https://companiesranked.com/en/company/nbt-bancorp}},
note = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
urldate = {2026-09-25}
}The filing itself
The numbers above are read from this document: 10-K · 0001140361-26-007179 · February 27, 2026
{{cite web |title=NBT Bancorp — Key figures — 10-K (0001140361-26-007179) |url=https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-02-27}}The figures are rebuilt with every data refresh, so the reference carries the publication date. Add your own access date if your style requires one.